Reasons to choose an appraisal from South Shore Realty Advisors, Inc

Each year, thousands of people in Massachusetts buy, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that might appear to be less expensive than an appraisal. You might believe that obtaining a mortgage is the only reason to acquire an appraisal, but there are more cases when the services of a licensed, independent real estate professional might come in handy.

Let South Shore Realty Advisors, Inc help you lower your mortgage payment

Appeal your tax assessment in Plymouth County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a past assessment of your real estate, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from South Shore Realty Advisors, Inc is your best evidence when building your case. We can assist you in disputing your tax assessment.

Eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that almost all lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the home. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

South Shore Realty Advisors, Inc can produce a statement regarding the value of your home, and the cost of the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

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Divorce settlement with less stress

A divorce can be a very daunting ordeal for both parties, and it is often more complicated by the hard decision of who gets the property. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from South Shore Realty Advisors, Inc, regardless of the circumstances.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to handle these affairs. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocate to or from Plymouth County for work

Employee relocation is a stressful event, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive inspection, we suggest relocating employees to provide remarks on the positive features of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Close on your home promptly — for the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees rest on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market.

Let South Shore Realty Advisors, Inc assist you in selling your home quickly at the right price