Attention homeowners: Real estate appraisal services for in Marshfield and Plymouth County
Here are the top seven reasons MA homeowners need South Shore Realty Advisors, Inc:
Need help deciding the price of your house in or near Marshfield, MA?
At South Shore Realty Advisors, Inc, we understand the special needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at South Shore Realty Advisors, Inc, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping folks just like you dismiss unneeded PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from South Shore Realty Advisors, Inc is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. South Shore Realty Advisors, Inc can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would wish to have a professional double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from South Shore Realty Advisors, Inc can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.