Attention homeowners in Marshfield and Plymouth County: Need an appraisal?
The top reasons MA homeowners hire South Shore Realty Advisors, Inc:
Need help deciding the value of your home in or near Marshfield, MA?
We at South Shore Realty Advisors, Inc understand the individual needs of a homeowner seeking appraisal services. Our typical business clients understand the appraisal process and the customary "products" we deliver to them. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At South Shore Realty Advisors, Inc, we're seasoned in helping clients just like you dismiss unwanted and unneeded PMI insurance.
Challenge property tax assessments
If you live in an area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from South Shore Realty Advisors, Inc is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. South Shore Realty Advisors, Inc can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.